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Paydibs

Malaysian local payment gateway for online and in-store

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FPXCardE-walletDuitNow QRBNPL

Fees

FPX (online banking)Contact sales
Card (local credit/debit)Contact sales
E-walletContact sales
DuitNow QRContact sales
BNPLContact sales
Setup feeFree (local); USD120 (foreign)
Monthly / annual feeRM300/year (waived if prior-year sales ≥ RM360,000)
Minimum transaction
SettlementT+1 (gateway) / T+2 (acquirer)

Features

  • No-code (links/forms)
  • Developer API
  • Recurring / subscription

Paydibs is a Malaysian payment service provider (Bank Negara-regulated, MSC status, PCI-DSS compliant) offering online and in-store payment acceptance through a single platform. It supports FPX, cards, e-wallets, DuitNow QR, BNPL and a range of international methods, with e-commerce plugins, APIs/SDKs, payment links and physical terminals.

It targets Malaysian businesses from startups and SMEs up to enterprises that want local support, broad local payment coverage and fast settlement.

The official pricing page confirms free signup for local merchants (USD120 for foreign), no monthly fee, a RM300/year maintenance fee (waived above RM360,000 annual sales), and T+1/T+2 settlement. Per-transaction rates for all channels are not publicly published — contact sales.