iPay88
Malaysia's pioneer payment gateway for online and retail
Fees
| FPX (online banking) | Contact sales |
|---|---|
| Card (local credit/debit) | Contact sales |
| International card | Contact sales |
| E-wallet | Contact sales |
| DuitNow QR | Contact sales |
| BNPL | Contact sales |
| Setup fee | Contact sales |
| Monthly / annual fee | Contact sales |
| Minimum transaction | — |
| Settlement | Weekly (approx. 5 working days after cut-off) |
Features
- No-code (links/forms)✓
- Developer API✓
- Recurring / subscription✓
iPay88 is one of Malaysia’s oldest and largest payment gateways, now rebranded as Adaptis under NTT Data Payment Services. It supports a very broad set of local payment channels (37+), including FPX online banking, local and international cards (Visa, Mastercard, Amex, UnionPay), e-wallets, DuitNow QR and BNPL, with ready plugins for major e-commerce platforms.
It is best suited to established SMEs and enterprises that want wide local coverage, recurring billing, cross-border card acceptance and integration support. It is less ideal for micro-merchants wanting instant self-serve onboarding.
iPay88 uses a sales-led, package-based pricing model — it does not publish a public rate card, and setup fees, annual fees and per-transaction rates are all quoted per merchant. Settlement is weekly (typically a few working days after the weekly cut-off), not T+1/T+2. All rates: contact sales.