Gkash
BNM-licensed open payment platform for SMEs
Fees
| FPX (online banking) | From 1.00% |
|---|---|
| Card (local credit/debit) | From 1.80% (min RM0.60) |
| E-wallet | From 1.00% |
| DuitNow QR | Contact sales |
| Setup fee | Contact sales |
| Monthly / annual fee | Contact sales |
| Minimum transaction | — |
| Settlement | T+2 |
Features
- No-code (links/forms)✓
- Developer API✓
- Recurring / subscription✓
Gkash is a Bank Negara Malaysia-licensed e-money issuer and registered merchant acquirer (since 2017) offering an open payment platform for online and in-person collection. It supports online banking via FPX, card schemes (Visa, Mastercard, UnionPay), and a wide range of e-wallets (Touch ’n Go, Boost, GrabPay, Maybank QRPay, WeChat Pay, Alipay, ShopeePay, Gkash eWallet), plus Apple Pay and Samsung Pay for small transactions.
Gkash publishes MDR floors rather than a full rate card: a minimum of 1.80% (or RM0.60, whichever is higher) per successful card-scheme transaction, and a minimum of 1% per successful e-wallet or FPX transaction. Exact rates, setup fees, and any monthly charges depend on the subscribed package and are quoted on request. Settlement is Transaction Day + 2 business days, and may vary by package.
The platform offers API integration plus ready plugins for WooCommerce, OpenCart, and EasyStore, making it accessible to both developers and no-code merchants, and references subscription/recurring collection capability. Merchants should contact Gkash for a tailored quote.