Xendit
Multi-channel payments & payouts across Southeast Asia
FPXCardE-walletBNPL
Fees
| FPX (online banking) | RM1.20 |
|---|---|
| Card (local credit/debit) | 2.00% |
| International card | 3.00% |
| E-wallet | 1.30% |
| DuitNow QR | — |
| BNPL | 1.3%–8% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | Contact sales |
Features
- No-code (links/forms)✓
- Developer API✓
- Recurring / subscription✓
Xendit is a regional (SEA) payments platform with a single integration for cards, FPX, virtual accounts, e-wallets, BNPL and payouts. It advertises no sign-up fee and free payment links.
Malaysia rates: FPX RM1.20 (personal) / RM2.00 (corporate), local credit card 2.00% (debit 1.20%), foreign card 3.00%, and e-wallets around 1.30% (TNG/GrabPay/ShopeePay; Alipay 1.50%, Alipay+ 3%). Virtual account collection is 0.50% (min RM1).
For subscriptions it charges MYR1.50 per active subscription/month on top of the card rate, and it has strong payout/disbursement tooling (DuitNow Transfer RM1.50, batch payouts) plus xenPlatform for marketplaces. Good fit for scaling or multi-country businesses.