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toyyibPay

Shariah-compliant FPX & DuitNow QR for SMEs, NGOs & government

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FPXDuitNow QR

Fees

FPX (online banking)RM1.00
Card (local credit/debit)Contact sales
E-wallet
DuitNow QRContact sales
Setup feeRM100
Monthly / annual feeRM100/year
Minimum transactionRM1.00
SettlementT+1

Features

  • No-code (links/forms)
  • Developer API
  • Recurring / subscription

toyyibPay is one of Malaysia’s most popular low-cost payment gateways, known for a flat RM1.00 per FPX transaction regardless of amount. It rebranded around a Shariah-compliant, transparent positioning and is widely used by SMEs, NGOs and government agencies.

Its strength is simple FPX collection and DuitNow QR, with payment links and QR codes that need no website, daily auto-settlement (funds the next business day), split payments and a clear dashboard. Plugins and an API are available for common platforms.

Pricing is FPX-centric: RM1.00 (B2C) / RM2.00 (B2B), with an RM100 onboarding fee and RM100/year from the second year. Registered NGOs can use the free “Santai” plan (B2C FPX waived). Card and DuitNow QR acceptance is offered but the rates are not published publicly — confirm before committing.