senangPay
SME gateway with recurring billing & tokenisation
FPXCardE-wallet
Fees
| FPX (online banking) | 1.5% / RM1.00 |
|---|---|
| Card (local credit/debit) | 2.5% / RM0.65 |
| International card | Contact sales |
| E-wallet | 1.5% / RM0.65 |
| DuitNow QR | Contact sales |
| Setup fee | RM0 |
| Monthly / annual fee | from RM199/year |
| Minimum transaction | — |
| Settlement | Contact sales |
Features
- No-code (links/forms)✓
- Developer API✓
- Recurring / subscription✓
senangPay is an SME-focused gateway that combines hosted checkout, payment forms and a developer API, with built-in recurring billing and card tokenisation — useful if you need subscriptions or saved cards.
Transaction pricing is “percentage or flat, whichever is higher”: FPX 1.5% or RM1.00, local cards 2.5% or RM0.65, e-wallets 1.5% or RM0.65. Foreign card rates depend on your package. An annual subscription applies, starting from around RM199/year.
It supports webstore plugins, social-seller payment forms, e-invoicing, mass payment and split settlement. Note the minimum settlement amount is RM100, and some advanced features carry add-on charges.