CHIP
All-in-one digital finance platform for Malaysian business
Fees
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | 2% |
| International card | Contact sales |
| E-wallet | Contact sales |
| DuitNow QR | 1.6% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1–T+2 |
Features
- No-code (links/forms)✓
- Developer API✓
- Recurring / subscription✓
CHIP (CHIP IN Sdn Bhd) is an all-in-one digital finance platform whose CHIP Collect product handles online and over-the-counter payments. It pitches “only pay when you get paid” with no setup or monthly fees.
Indicative collection rates are around RM1.00 for FPX, ~2% for credit cards (~1% debit) and ~1.6% for DuitNow QR, with e-wallets also supported. Most payments settle to your bank within 1–2 business days. It supports recurring charges via saved tokens, plus payment links and a developer API.
CHIP also offers a wider stack — payouts (Send), expense management, treasury and compliance tools — so it suits businesses that want more than just a checkout. Treat the rates here as indicative and confirm the current MDR with CHIP.