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Billplz

Flat-rate FPX collection with fast, guaranteed payouts

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FPXCardE-walletBNPL

Fees

FPX (online banking)RM1.25
Card (local credit/debit)1.8%
International card3.8%
E-wallet1.5%
DuitNow QRContact sales
BNPL6.5%
Setup feeRM0
Monthly / annual feeRM0
Minimum transaction
SettlementT+1

Features

  • No-code (links/forms)
  • Developer API
  • Recurring / subscription

Billplz is a long-running Malaysian gateway focused on flat-rate FPX collection with guaranteed next-business-day payouts. The free Basic plan charges RM1.25 per B2C FPX transaction (RM3.00 B2B); a paid Premium annual membership drops this to RM0.75 / RM2.00.

Beyond FPX it supports cards (1.8% MYR, 3.8% non-MYR with T+2 payout), e-wallets (1.5%) and BNPL (3–4 month plans at 6–6.5%). Every plan includes split payments, full API access with 30+ plugins, account statements, and real-time payout add-ons.

It is built for collection rather than card-on-file subscriptions, so recurring auto-charging isn’t its core. There’s no setup or monthly fee on the Basic plan, making it a popular default for Malaysian SMEs and organisations.