Bayarcash
Realtime-settlement FPX, QR & direct debit gateway
Fees
| FPX (online banking) | RM1.00 |
|---|---|
| Card (local credit/debit) | RM1.00 + 1% |
| E-wallet | — |
| DuitNow QR | 1.60% |
| BNPL | 1.60% |
| Setup fee | RM0 |
| Monthly / annual fee | RM0 |
| Minimum transaction | — |
| Settlement | T+1 |
Features
- No-code (links/forms)✓
- Developer API✓
- Recurring / subscription✓
Bayarcash (by Web Impian) markets itself as Malaysia’s first realtime-settlement payment gateway. On the free T+ Plan you get FPX RM1.00 (B2C) / RM2.00 (B2B), credit card RM1.00 + 1%, direct debit RM1.50 and DuitNow QR 1.60% (min RM0.15), with T+1 payout.
Paid annual plans (Starter RM189, Lite RM2,899, Enterprise RM12,000) unlock realtime settlement (currently Public Bank & Bank Islam), lower online-banking rates (down to RM0.20) and DuitNow QR at RM0.50. Cross-border channels (QRIS Indonesia, NETS Singapore, PromptPay Thailand) are supported too.
It includes a free payment link, WordPress/WooCommerce plugins, direct debit (auto-debit for recurring), whitelabel options and detailed reporting. All quoted rates exclude SST.